CIK Capital

Recently Closed Deals

OUR SERVICES

Efficient transportation is the key to the success of any business. At CIK Capital, we offer affordable and reliable truck, trailer & equipment loans. Whether you are looking to expand your fleet of vehicles are want to invest in your first truck, our team is here to help. All you have to do is discuss your requirements with us and our team will do the rest. We will be glad to help you with all your needs.

Truck and Trailer Financing in Canada & USA

Discounted Fuel Program across Canada and USA

Invoice Factoring services in Canada and USA - remains

Cash Flow Financing in Canada and USA

SPEAK TO SPECIALIST

SPECIALIZATION

Funding 24-48 hours after receipt of signed documents & OAC*
One page application gets you up to $150,000
New and used truck/trailer financing options
Heavy Equipment financing also available
Upto $150k, same day approval
Big and Medium fleets can apply for equipment line of credit
We can beat any written quote
Coast to coast services with in Canada
Truck & Trailer Repair Loans Available
Revolving Line of Credit Services
Account Receivable (Invoice Factoring) Services

1 Step 1

Equipment Financing in Canada & USA

At CIK Capital our team understands that importance of transportation. An effective transportation can help you deliver your products, source materials on time. It is important for the growth of your business. We offer truck loans at affordable interest rates. Our loans can be processed quickly. Our loans can be used to purchase trucks, tippers, tankers and small commercial vehicles. Our team has many years of experience, we pride ourselves on offering only quality and reliable services at all times. For more details and advice regarding our truck loans, please call our experts now.

Our wide range of financing and leasing options makes it easier for our dedicated specialists to uncover and source the best solution for our customers. We have the ability to handle the transaction of any size. There is no limit to our funding ability thanks to the comprehensive list of products.

Box trucks
Bucket trucks
Concrete mixer trucks
Dump trucks
Food catering trucks
Garbage trucks

Highway trucks
Heavy duty trucks
Snow plow trucks
Specialty trucks
Sprayers
Tow trucks

Aggregate trailers ( End dump, Live Bottom, Ponies)
Agriculture/ Grain Trailers
Dry Vans

Flatbed Trailers/ Step Deck Trailers
Reefer trailers
Tanker Trailers

Our team will assist you through the entire process and our expert will help you find a solution to every problem.

APPLY FOR FINANCE

FAQs

What kind of truck can you get financed?

You can typically get financed for various types of trucks, including pickup trucks, light- duty trucks, medium-duty trucks, heavy-duty trucks, and specialized trucks like food trucks or utility trucks. The availability of financing options will depend on factors such as your credit history, income, and the lender's requirements. It's advisable to research different lenders and consult with them directly to understand their specific financing options and eligibility criteria.

How can you apply for a truck loan?

To apply for a truck loan, research lenders, gather required documents, submit an application, await approval, negotiate terms, complete paperwork, and purchase the truck. Remember, these steps are a general guideline, and the specific process may vary depending on the lender you choose. It's always recommended to consult with the lender directly to understand their specific application process and requirements.

What types of equipment will qualify for a lease?

Common equipment that can qualify for a lease includes construction machinery, industrial equipment, commercial vehicles, medical/dental devices, technology/IT equipment, agricultural machinery, office equipment, restaurant/hospitality appliances, fitness/gym equipment, and audiovisual/event equipment.

Who provides service on the leased equipment?

The service and maintenance of leased equipment are typically the responsibility of the lessee, the party leasing the equipment. Lessees are generally responsible for ensuring that the leased equipment is properly serviced, maintained, and repaired throughout the lease term. This includes arranging for regular maintenance, addressing any repairs or issues that arise, and adhering to the manufacturer's recommended service guidelines. It's important for lessees to review the lease agreement to understand their specific obligations regarding service and maintenance of the leased equipment.

Can I return the equipment to the leasing company during the lease if I do not like it?

Returning leased equipment during the lease term due to personal preference or dissatisfaction is generally not allowed. Lease agreements are typically binding contracts, and once the lease is signed, the lessee is obligated to fulfill the terms of the lease for the agreed- upon duration. Returning the equipment prematurely may result in penalties or fees. It's crucial to carefully evaluate the equipment and ensure it meets your requirements before entering into a lease agreement.

Great People offering Great Services

Complete Lease Credit Application

WHY CHOOSE CIK

Asset-based financing specialists

With a combined 17 years’ of industry experience, CIK Capital has been providing truck loan and lease financing (also known as leasing) solutions to business owners across Canada & USA.

We are a leader when it comes to the financing/leasing of transportation equipment. We understand the difficulties that individuals in the transportation industry face, that are why we can help find our customers a solution, that work with them.

QUICK APPROVAL PROCESS

We strive to quickly approve loans – sometimes in a few hours

BEST RATES

We offer the best rates for your current credit situation

FLEXIBLE TERMS

You can get flexible terms & options for your loans

FIXED PAYMENT

Honesty and transparency are of importance to us. You can get fixed payment

START-UPS WELCOME

We always Welcome Start-Ups! Professional people are always here for you!

TAILOR MADE SOLUTIONS

We get you into your truck fast so you can start making money!

PRE-APPLY FOR A TRUCK LOAN

Success Stories

Google Reviews

      EXCELLENT  
   Based on 357 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   G 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thanks to Harman, she made sure all challenges we had with our equipment financing requirements, were properly addressed. It was refreshing and very helpful to see that she was proactively keeping us informed of the progress or issues etc. I am writing this review only and only to appreciate Harman's efforts and sincerity.
  
 
      Posted on Google  
   
   Joban Virk 
 
 
 
 Trustindex verifies that the original source of the review is Google. I recently had an excellent experience working with CIK Capital. Harman was extremely professional, efficient, and helpful throughout the entire process. Everything was handled smoothly and with complete transparency. I appreciated the honest advice, clear communication, no hidden fees, and quick approval process.

I highly recommend CIK Capital to anyone looking for trustworthy and professional financing services. Great experience from start to finish!
  
 
      Posted on Google  
   
   mandeep brar 
 
 
 
 Trustindex verifies that the original source of the review is Google. We did a deal with Harman. It went very smooth.
  
 
      Posted on Google  
   
   Maninder Bindra 
 
 
 
 Trustindex verifies that the original source of the review is Google. Camion Freight had a great experience with CIK Capital. They had us setup with ecapital for Factoring services and the process was very smooth end to end with clear communication and expectations. Thanks
  
 
      Posted on Google  
   
   Wheels AZ 
 
 
 
 Trustindex verifies that the original source of the review is Google. Came across a group of genuine finance professionals whom I found to be extremely dependable and result oriented.
Highly recommended for any financial assistance in case one needs.
  
 
      Posted on Google  
   
   manpreet singh 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had a wonderful experience with the CIK Capital, especially because of Harman. She was extremely helpful, professional, and kind throughout the entire process. Harman communicated very clearly and kept me updated at every step, providing detailed information and making sure I understood everything. Her prompt responses and attention to detail made the whole experience smooth and stress-free.

Thank you, Harman, for your excellent customer service and support. I truly appreciate your help and would definitely recommend her to others!
  
 
      Posted on Google  
   
   Shubhamveer Thind 
 
 
 
 Trustindex verifies that the original source of the review is Google. Hi, had wonderful experience with Shefali for Account Setup. She helped alot, quick to respond. Her support and coordination is greatly appreciated.
  
 
      Posted on Google  
   
   Monika Angrish 
 
 
 
 Trustindex verifies that the original source of the review is Google. Harman is very helpful and polite. She gave quick service.
  
 
      Posted on Google  
   
   ParamVeer Singh 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had a great experience with CIK Capital Finance. The entire financing process was smooth, transparent, and much faster than I expected. The team was professional, answered all of my questions, and kept me updated every step of the way. They worked hard to find a financing solution that fit my needs, and everything was explained clearly with no surprises. I would definitely recommend CIK Capital Finance to anyone looking for reliable and efficient commercial vehicle financing.

WRITE A QUICK REVIEW ON GOOGLE

At CIK Capital, we don’t see our customers as “deals,” we see them as our partners. We serve our customers’ needs by delivering them personal, customized, and efficient lease financing and financing solutions.

Location :

: 6921 Steeles Ave. W. Unit #8 Toronto, ON,
Canada M9W 6T5

: 4665 Kellykris Drive, St Charles MO 63304,USA
Phone :

(855) 403-5626

(905) 598-5626

(559) 726-0906
EMAIL :

info@cikcapital.com
factoring@cikcapital.com

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