Please read the following terms of use regarding CIK Capital’s website.

Use of our website (www.cikcapital.com) is subject to the terms of use set out below. By accessing and using our website, you accept to the terms of use that govern it and agree to be bound by them. If you refuse to comply with these terms, please leave this site immediately.

Disclaimer

This website and all the information it contains are provided without any guarantees, either express or implied, especially in the context of financing – anything in the context of financing is always, and will always be, subject to the approval of credit, also known as “OAC” or “On Approved Credit.” The information that appears on this website may contain technical inaccuracies or typographical errors. CIK Capital shall not be held responsible for damages of any nature whatsoever, including actual, indirect, or consequential damages resulting from the use or the pertinence of the information available on this website or pertaining to it.

CIK Capital makes no representation about any other website that users might access from the present one. When visiting a website that does not belong to CIK Capital, please keep in mind that it is independent from CIK Capital, and that CIK Capital has no control over its contents. Furthermore, the existence of a link to a site not belonging to CIK Capital does not imply that CIK Capital recognizes or accepts any responsibility for the site’s contents or use. It is your responsibility to take the necessary precautions to ensure that the sites you use are free from viruses, or invasive or destructive elements.

Copyrights and trademarks

The logos, some of the images, texts, and all other elements on this site are trademarks, brand names, or works that are or may be protected by copyrights or other intellectual property rights that belong or may belong to CIK Capital, and on which CIK Capital holds or may hold exclusive rights. Display of trademarks or of trade names on the present website does not transfer or create any licence or any other rights pertaining to these trademarks or trade names. Any unauthorized use of them is strictly forbidden.

Source of collected information

You may visit our website without revealing your identity or any personal information. Whenever personal information such as your name, address, telephone number, and email address is collected, it will be used only to reply to your application, process your application, or direct you to what you’re looking for.

Jurisdiction

CIK Capital reserves the right to modify its terms of use at any time. Modifications shall come into effect immediately after the terms are uploaded to the site.

Tool ownership

All tools and downloadable files are and shall remain the property of CIK Capital always.

PERSONAL DATA PROTECTION

CIK Capital respects your privacy, because we are aware of the importance of your personal data’s confidentiality and security. For this reason, we adopted a Personal Data Protection Policy (the Policy) and implemented control measures to protect your personal data. This Policy and our control measures are based on the following confidentiality principles:

Responsibility

CIK Capital is responsible for the protection and security of personal data in its possession.

Determination of the purpose of collected data

When opening a new file, CIK Capital determines the object of the file, i.e. the purpose for which personal data is gathered.

Limits of the collection

CIK Capital collects only the personal data required for the object of the file within the limits allowed by law.

Consent

CIK Capital must inform any person concerned and obtain their consent before collecting, using, or sharing any personal data pertaining to them, subject to some exceptions provided for by law. This consent may be given in writing, verbally, electronically, or through an authorized representative, and may also be implicit.

Usage, sharing, and retention

CIK Capital uses and shares the personal data in its possession only for the purpose for which it has been collected, subject to instances provided for by law or with the consent of the person concerned. CIK Capital retains the personal data contained in a file for the length of time required for its object to be achieved, or until it is requested to be discarded, and in the strictest confidentiality. Once the object of the file is achieved, the personal data is destroyed, deleted, or depersonalized, or retained for future reference. The personal data will be destroyed, deleted, or depersonalized at the request of the person concerned.

Accuracy

CIK Capital has taken reasonable measures to ensure that the personal data in its possession is accurate, complete, and up to date when it is used.

Right of access and of rectification

Upon written request by the person concerned, subject to some exceptions provided for by law, CIK Capital will grant this person access to the personal data contained in their file, and provide them with information regarding the usage made thereof as well as any third party with whom this personal data has been shared. The person concerned may challenge the inaccuracy and completeness of the personal data contained in his or her file and make a written request for rectification.

Security measures

CIK Capital has implemented security measures regarding the personal data in its possession which are appropriate to its degree of confidentiality. CIK Capital grants access to the personal data contained in a file only to employees and other persons qualified to be made aware of it and to allow them to carry out their duties, mandates, or contracts.

Information and complaints

Any concerned person may contact CIK Capital to request information regarding the policies and procedures implemented to protect personal data.